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Medicare Part D – Prescription Drug Coverage / 10 posts found

Your personal Independent serving Atlanta Metro Area, Marietta, Kennesaw, Towne Lake, Woodstock, Roswell, Dunwoody and Sandy Springs.

As your personal Independent Insurance agent serving  Atlanta Metro Area, Marietta, Kennesaw, Towne Lake, Woodstock, Roswell, Dunwoody and Sandy Springs. I believe in keeping you informed of ways to protect what’s important to you. Whether you’re looking for auto insurance, homeowners insurance, life insurance, or specialty coverage, Peck Insurance Agency will help you select the right products to fit your insurance needs. Auto Insurance at Peck Insurance Agency offers a variety of auto insurance products to fit your needs. In case you’re involved in an accident, auto, motorcycle & car insurance can help provide financial protection for you and your family. […]

How to Retain Employees

Employee Retention – How to Retain Employees Hiring employees is just a start to creating a strong workforce. Next, you have to keep them. High employee turnover costs business owners in time and productivity. Try these tactics to retain your employees. – Provide some small perks.  – Use contests and incentives to help keep workers motivated and feeling rewarded.  – Conduct “stay” interviews.  – Promote from within whenever possible – Foster employee development.  – Create open communication between employees and management.  – Get managers involved.  – Communicate your business’s mission.

Open Enrollment Period Health Insurance Starts November 1, 2016

The yearly period when people can enroll in a health insurance plan. 2016 Open Enrollment ended January 31, 2016. Open Enrollment for 2017 runs from November 1, 2016 to January 31, 2017. Outside the Open Enrollment Period, you generally can enroll in a health insurance plan only if you qualify for a Special Enrollment Period. You’re eligible if you have certain life events, like getting married, having a baby, or losing other health coverage. Job-based plans may have different Open Enrollment Periods. Check with your employer. You can apply and enroll in Medicaid or the Children’s Health Insurance Program (CHIP) […]

Understanding Your Health Insurance Costs

How Much Will You Pay Out of Your Pocket? Your premium + your deductible + any coinsurance you must pay (up to your out-of-pocket maximum) + any copayments = the most you will pay for healthcare each year (for covered services). Out-of-pocket maximums are typically between $1,000 for an individual and up to $11,000 for a family.  Once you reach the out-of-pocket maximum, insurance pays for 100 percent of your medical care (for covered services). How you reach that out-of-pocket maximum is based on how much you pay for your medical care up front.  This depends on your deductible and […]

Medicare Part A Explained

Medicare is a medical insurance offered by the U.S. federal government to U.S. citizens that have reached the age of 65 or older. Medicare is also available to some disabled individuals under the age of 65. These individuals have disabilities that qualify them for this coverage. Once you are receiving Social Security benefits or Railroad Retirement Board (RRB) benefits, you will receive a Medicare card three months before you turn 65. If you are disabled and under 65, you will qualify for Medicare 24 months after you start receiving Social Security benefits. If you have amyotrophic lateral sclerosis (ALS, or […]

What Is Medicare Advantage (Medicare Part C)

Once you join a Medicare Advantage (MA) Plan, it must offer all or Part A (hospital insurance). An MA Plan must also provide Part B (medical insurance) benefits, along with emergency medical care. There’s basically only one major benefit that isn’t covered by these particular plans – hospice care. Hospice care is covered under Original Medicare (parts A and B), even if you still choose a new Medicare Advantage Plan. Several MA Plans provide additional coverage, including dental, hearing, vision, common checkups and health and wellness programs. Most of these plans include Medicare Part D (prescription drug coverage). The majority […]

Medicare Part D – Prescription Drug Coverage Explained

Medicare is a type of health insurance that the federal government offers to people who are 65 years of age or older. It is also provided to certain younger people who suffer from disabilities and others who suffer from fatal diseases. There are different types of Medicare coverage, including Medicare Part A, Medicare Part B, Medicare Part C and Medicare Part D. Medicare Part A, hospital insurance, is the type of Medicare that all people get. It covers basic services like in-patient hospital stays. Medicare Part B is medical insurance. Part B is essentially Medicare health insurance that individuals have […]

Medicare Advantage

Current offers from top Medicare Advantage Plan issuers – Comparing Medicare carrier plans Are you researching your healthcare options under Medicare? If so, it is important to understand exactly how a Medicare Part C plan will stack up against a plan under Original Medicare; these are made up of Part A and Part B plans. Medicare Part C plans are commonly referred to as Medicare Advantage (MA) Plans. This is a term that is oftentimes used interchangeably in commerce (and within this website). MA Plans offer a great option for participants who want the flexibility to design their own plan. […]

Medicare Part B Explained

Since 1965, when Congress amended the Social Security Act, most Americans have reason to feel that turning 65 is a good thing. At that age, they are eligible for Medicare. This is the federal health insurance program that covers those who are 65 or older. Medicare also covers some people who have disabilities, and those with permanent kidney failure, known as end-stage renal disease (ESRD). Medicare has four parts: A for hospital insurance; B for medical insurance; C, also known as the Medicare Advantage Plan, which is offered by a private company; and D, which covers prescription drugs. Parts A […]