Accidents happen when you least expect them. Every day we are exposed to situations that could result in an accident. Each year, millions of people are injured and survive. In fact, more than 3 million people are hospitalized, and 27 million people are treated in emergency departments and released.1Even with health insurance, the extra costs from an accidental injury can really add up and may leave you in a financial hole.
Consider the affect a common accident may have on your financial picture. Could you afford thousands in out-of-pocket medical costs? What if you didn’t have a primary health insurance plan? Because you never know when you or someone in your family could get hurt in an accident, an accident insurance policy is a helpful and sensible precaution.
Did You Know
There were 38.3 million accidental injuries in the United States in 2012 and over 35% were caused by accidental falls.2
What Is Accident Insurance?
Accident insurance, also called supplemental accident insurance or personal accident insurance, pays you a cash benefit for accidental injuries.
UnitedHealthcare offers two options for Accident insurance, underwritten by UnitedHealth